Start saying Astaghfirullah (I seek forgiveness of Allah) instead of the 3 popular words, whenever you are in distress.
Sayyidina Abdullah bin Abbas r.anhuma said that Rasulullah SAW said: “The one who (regularly) says Istighfaar, that is, frequently repents to Allah Ta’ala for sins committed, Allah will open a path from poverty and difficulties. All sorrow and hardship will be removed, and in its place prosperity and contentment granted. One will receive sustenance from unimagined and unexpected sources.”
(Abu Daud : 1518)
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